Does Homeowners Insurance Cover Roof Leaks From Rain?

Sep 26, 2023

Roof Leaks and InsuranceIf you noticed your roof leaking during a recent rainstorm, do not despair – there may be good news. In most cases, your homeowner’s insurance will cover the repair cost. You are covered as long as a sudden and unexpected event caused the damage. For example, you will be covered if a tree crashes through your roof or high winds rip off some of your shingles. However, there are some scenarios where you may be on the hook to pay for the repair.

Was the Damage Preventable?

If your insurance company determines the roof leak was caused by preventable damage, they may not cover the repair cost. For example, if the roof leak happened because of wear and tear or due to a hole that was never repaired, your insurance company may not accept your claim.

This is why it is crucial to perform regular roof maintenance to ensure your roof is functioning in top condition. Some of the maintenance tasks you should be doing regularly include:

  • Inspecting your roof to make sure there are no missing or damaged shingles
  • Trimming any branches that are hanging close to your roof
  • Replacing the sealant as needed
  • Regularly cleaning the gutters

Roof Replacement Services From Byers

Is your roof showing wear and tear? Are you having to perform roof repairs for missing or cracked shingles constantly? If so, it may be time for a roof replacement, which the team at Byers can provide for you. We offer roofing systems from a leading manufacturer – Owens Corning® – and our installations are performed by factory-certified craftsmen. Contact us today to learn more.

Originally published Jan 16, 2020 at 09:40

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